Work-related auto accidents can result in serious physical injuries as well as emotional distress. In this situation, you may have questions about who pays your medical bills and when you can return to work.
Knowing the right process to follow can help you get the medical and financial support you need quickly.
Seek immediate medical attention
Following a workplace auto accident, check on the well-being of others if you can. You should get help from a healthcare provider as soon as possible. You could have serious injuries even if you seem OK at first. Prompt medical evaluation ensures proper care and establishes a record of injuries sustained in the accident.
Report the incident
Employees should report workplace accidents promptly, including auto accidents on the job. Timely notification lets employers initiate necessary protocols. They must submit documents for workers’ compensation, ensure medical treatment and investigate the incident if necessary.
File for workers’ compensation
Workers’ compensation provides financial support and medical benefits to employees injured on the job. After a workplace auto accident, you can file a workers’ compensation claim. Employers must have a workers’ comp insurance plan, which typically covers medical expenses, rehabilitation costs and a portion of lost wages.
Apply for temporary disability benefits
If you cannot return to work immediately, you may be eligible for temporary disability benefits. These benefits provide financial support during the recovery period. The duration and amount vary based on the severity of the injuries and the prognosis provided by medical professionals.
Follow up with your doctor
You cannot return to work after an on-the-job auto accident injury until you receive medical clearance from your physician. In addition to workers’ compensation, you may qualify for accommodations as you recover, such as remote work or a different assignment.
According to the National Safety Council, nearly 26,000 people experienced auto accident injuries at work in 2020 alone. If you face this situation, taking the right steps may ease some of your stress during recovery. Reach out to your Workers’ Compensation Specialist at 610-892-9800 to see how we can help with a free consultation.