What to do if your workers’ compensation payments stop early
If your workers’ compensation payments stop before you’re ready to return to work, it can be stressful. Understanding your rights and the steps you can take is crucial.
Contact your employer and insurance company
Reach out to your employer and the workers’ compensation insurance company. Ask for an explanation and any necessary documentation. Sometimes, a clerical error or miscommunication can be quickly resolved through a phone call or email.
Get a medical re-evaluation
If the payments stopped because of a medical report, and you believe you are still unable to work, request a re-evaluation from your doctor. A second opinion might support your claim that you cannot return to work yet.
File a petition with the Workers’ Compensation Office
If the issue isn’t resolved, you can file a petition with the Pennsylvania Workers’ Compensation Office of Adjudication. This process involves filling out forms and providing evidence to support your case. Be sure to act quickly because you only have 21 days from the date of the notice of stopping to file a petition to reinstate your benefits
Collect all relevant documents, including medical records, notices from the insurance company, and any correspondence with your employer or the insurance company.
Stay informed about your rights
Understanding Pennsylvania’s workers’ compensation laws can help you navigate this process more effectively. A few key regulations include:
- Section 306(a): It entitles you to wage-loss benefits if your injury prevents you from working.
- Section 306(f.1): It guarantees your right to necessary medical treatment for your work-related injury.
- Section 413(a): It allows you to file a petition to modify, reinstate, suspend, or terminate your benefits if there is a change in your condition.
Moving forward confidently
Facing an unexpected stop in workers’ compensation payments can be daunting, but taking the right steps can help you manage the situation effectively. Always stay proactive and seek assistance when needed. For more information on how we can support you, call 610-892-9300 or reach us online for a free, no-obligation consultation.