If you’ve sustained injuries at work, you might find yourself waiting for a workers’ compensation claim to go through the approval process. It takes time, and during this period, you may start to worry about your finances. A common question that arises is how workers’ compensation and unemployment benefits operate, particularly in terms of whether or not you can receive both at the same time.
The difference between workers’ compensation and unemployment benefits
Workers’ compensation and unemployment benefits help in different situations. Worker’s compensation covers people who get hurt on the job and can’t work because of their injury. Unemployment benefits, however, are for people who are out of work through no fault of their own and are actively looking for a new job.
Can you receive both benefits?
Receiving unemployment benefits while also pursuing a workers’ compensation claim is a delicate balance. If the state approves you for workers’ compensation retroactively, you may need to repay some or all of the unemployment benefits you received during the same period. You can’t collect both benefits simultaneously, so it’s crucial to keep detailed records and stay informed about the status of your claims.
What happens if you receive a denial?
If your workers’ compensation claim gets delayed or denied, there may be instances where you could apply for unemployment benefits. For example, if a medical professional clears you for light-duty work, but your employer cannot accommodate this, you might be eligible for unemployment benefits during this period. It’s essential to stay within Virginia’s state guidelines to avoid any misunderstandings about your eligibility
Keep yourself informed
It’s important to know your rights and understand the rules for both unemployment and workers’ compensation benefits. This situation can be tough, but staying informed will help you make the best decisions and manage your finances as you recover.