When a worker suffers a third-party work injury, it is an injury received on the job. This type of injury is due to the actions or negligence of someone other than their employer or a coworker. In such cases, employers still have certain responsibilities to protect their employees’ well-being and legal rights. It’s essential to know the employer’s obligations and what to expect.
Immediate medical attention
The employer’s first responsibility is to ensure the injured worker receives immediate medical attention. The process includes providing first aid if necessary and arranging transportation to a medical facility. Ensuring prompt medical care can minimize the severity of the injury and begin the recovery process.
Reporting the injury
Employers must report the injury to their workers’ compensation insurance carrier promptly. This step is crucial as it initiates the workers’ compensation claim process. Doing this ensures the injured worker can receive benefits to cover medical expenses and lost wages. State laws and regulations often mandate timely reporting.
Investigating the incident
Another key responsibility is conducting a thorough investigation of the incident. Employers should document the details of the accident, gather witness statements, and collect any relevant evidence. This investigation helps determine the cause of the injury. It can be helpful if the worker decides to pursue a third-party claim.
Facilitating workers’ compensation
Employers must assist the injured worker in navigating the workers’ compensation process. Tasks employers must assist with include:
- Providing the necessary forms
- Guiding employees through the filing process
- Ensuring they understand their rights and benefits
Workers’ compensation benefits are essential for covering medical bills and providing income during recovery.
Know your options
When a worker suffers a third-party work injury, employers assume responsibility. Knowing what your employer handles can help ensure a smooth process after a work-related injury. These actions help support injured workers and ensure they receive the necessary care and benefits. Contact your workers’ compensation specialist for a free, no-obligation consultation to learn how we can assist you.