What is Third-Party Liability?
Most individuals that are hurt in a work accident believe that Workers’ Compensation is the only available means of seeking financial recovery for their losses while they recover from their injuries. This is not always true. If you have been injured in a work accident that was caused by the negligence of someone other than your employer or co-worker, you may have a basis to seek compensation through a third-party liability claim. In addition, if you were injured by a defective or dangerous product, you may have a foundation to pursue compensation through a products liability claim. This compensation would be in addition to your Workers’ Compensation benefits.
Third-party liability occurs when you suffer an injury at work that is caused by the negligence of a party other than yourself or your employer – that is, a “third party”. The third party’s negligence is responsible, in whole or part, for your workplace accident. It is important to know that a third-party liability claim does not replace a Workers’ Compensation claim. Instead, these two claims are filed in conjunction with one another. Workers’ Compensation claims allow injured victims to receive compensation for medical benefits and lost wage benefits; however, they do not provide compensation for pain and suffering or for all of your financial losses. A third-party claim may be the only option for achieving a full recovery for your injuries. Therefore, it is imperative that you seek the assistance of an injury law firm with accident attorneys experienced in both Workers’ Compensation claims and personal injury lawsuits.
Examples of those who may be potentially responsible in a third-party liability lawsuit could include:
- Companies or individuals who are working at a construction site that involves numerous trades working at the same time;
- Manufacturers or sellers of defective tools or workplace equipment;
- Business or property owners where workers visit while performing their jobs; and
- Drivers of cars or trucks that cause auto accidents resulting in injuries to workers while on the job.
Third-party liability is a complicated area of the law that requires an experienced injury lawyer knowledgeable in the intricacies of pursuing a third-party personal injury lawsuit in conjunction with a Workers’ Compensation claim. Determining who should be held accountable for a workplace accident can be a complex process that requires the legal expertise of a qualified Delaware County Workers’ Compensation attorney. It is also critical to understand that there is a Statute of Limitations or time limit as to when a third-party claim can be filed. Therefore, a prompt and thorough investigation needs to be conducted.
Workplace accident and third-party claims require the expertise and skill of a team of knowledgeable accident attorneys. At the Delaware County injury law firm of Schmidt, Kirifides & Rassias, you get a team of attorneys in one single office, working together, to ensure the maximum recovery for the injured worker – as compared to separate law firms seeking only to maximize their individual part of the case, sometimes causing negative effects to another part of the claim.
Our Injury Attorneys in Delaware County Fight to Maximize Compensation for Injured Workers
The dedicated Delaware County injury attorneys at Schmidt, Kirifides & Rassias have established themselves as a reputable full-service injury law firm that assists clients involved in a wide range of injury matters, including Workers’ Compensation claims, personal injury lawsuits and Social Security Disability claims. When you are injured in any type of accident or disabled for any reason, our injury attorneys can help you maximize your compensation, holding negligent parties liable for the injuries they have caused you and helping you obtain the full and fair compensation you are entitled to receive under Pennsylvania law.
If you have been injured while performing your job and believe that you may have a third-party claim, it is important for you to contact an experienced personal injury attorney as soon as possible to determine if you have a valid case. We encourage you to contact us immediately upon sustaining a workplace injury so we can investigate the details of your accident and advise you of your legal options. Our injury lawyers in Media and Philadelphia, Pennsylvania, have handled numerous third party claims securing favorable settlements and verdicts for our clients.