Like other employees, delivery drivers may receive needed benefits after a job-related injury through their employer’s workers’ compensation policy. WC allows workers to access medical coverage and payment for lost wages, regardless of whether the employee, a coworker or the employer was at fault.
However, work injuries often involve the negligence of a third party: someone who is not a direct employer and not directly employed by the same company. This is especially true for delivery drivers, who often interact with other companies as well as members of the public.
Motor vehicle accidents
Because delivery drivers spend so much time on the road, collisions with other motorists are one of the biggest sources of third-party injury claims. A worker injured on the job due to another driver’s negligence may be able to file both a WC claim and a personal injury claim against the at-fault party.
Unsafe premises
Property, business and homeowners all have an obligation to keep premises reasonably safe for visitors, including delivery workers. Damaged or obstructed walkways, built-up snow or ice, insufficient lighting and other hazards can all lead to slip-and-fall injuries like broken or fractured bones, spinal or nerve damage and head trauma.
Unsecured pets
According to the USPS, in 2020 alone over 5,800 postal workers experienced a dog attack. Homeowners who fail to secure a pet may be liable for injuries, which can range from puncture wounds and bacterial infections to severe lacerations, crushing injuries and broken bones.
While workers’ comp provides crucial benefits, WC alone may not be enough if an employee’s injuries are severe. If you have experienced a job injury and a third party was at fault, you can learn more about your options by scheduling a free, no-obligation consultation with us today. Reach us online or call our office at 610-601-5399.