Receiving financial benefits along with workers’ compensation

Navigating the complexities of financial support after a work-related injury can be challenging. Fortunately, workers’ compensation can help cover medical expenses and lost wages. 

However, injured workers in Pennsylvania often wonder if they can receive additional financial benefits. Understanding potential additional benefits one can receive can help make the process easier to handle. 

Workers’ compensation and SSDI

It is possible to receive Social Security Disability Insurance and workers’ compensation benefits concurrently in Pennsylvania. SSDI is a federal program that provides financial assistance to individuals who cannot work due to a severe disability. If your injury could take at least one to a year to heal, you may opt for SSDI compensation. 

However, you need to keep the offset provision in mind. The Social Security Administration (SSA) may reduce your SSDI benefits if you are also receiving workers’ compensation. This is known as the “workers’ compensation offset.” 

Workers’ compensation and long/short-term disability

In Pennsylvania, you may also be eligible to receive long-term or short-term disability benefits. You get these benefits through employer-sponsored insurance policies or private insurance plans.

However, the terms of your disability insurance policy will determine whether you can receive these benefits while on workers’ compensation. Some policies may contain clauses that reduce disability benefits by the amount of workers’ compensation received.

Seeking guidance from a knowledgeable attorney or financial advisor can help you maximize your financial support during this challenging time. If you want to consult with a workers’ compensation attorney, call 610-892-9300 or reach us online.