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3 FAQs About Temporary Total Disability Benefits in Pennsylvania

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3 FAQs About Temporary Total Disability Benefits in Pennsylvania

October 30, 2025

| Workers' Compensation

A serious work injury can change every part of your life. If you suffered an injury in Delaware County and cannot return to your job, workers compensation benefits can protect your income and medical care while you recover.

Most Pennsylvania workers compensation cases start with temporary total disability (TTD) benefits. These payments replace part of your lost wages while you are completely unable to work. Understanding how TTD benefits work can help protect your rights and prevent benefit reductions.

Our Certified Workers Compensation Specialists represent injured workers across Delaware County including Media, Upper Darby, Drexel Hill, Springfield, Chester, and nearby communities.

1. How long can I receive temporary total disability benefits?

You may receive TTD benefits for up to 104 weeks while you remain totally disabled. After that period, the insurance company may request an Impairment Rating Evaluation (IRE) with an approved physician. The doctor assigns a whole person impairment percentage based on medical evidence.

If the rating is 35 percent or higher, you are presumed to remain totally disabled. If the rating is less than 35 percent, the insurance company may seek to convert your status to partial disability, which usually limits wage loss payments to 500 weeks.

2. What benefits can an injured worker receive?

Temporary total disability benefits include wage loss payments and medical coverage paid by the insurance carrier. Payments may continue weekly or may later be resolved through a lump sum settlement. In cases involving catastrophic injuries such as an amputation or loss of vision, you may also qualify for specific loss benefits in addition to wage replacement.

3. What if a work injury later causes a death?

If a severe work injury contributes to a worker’s death, surviving dependents may receive death benefits. These can include funeral and burial expenses and continuing wage loss payments for a widow and dependent children.

Protect your benefits and your future

Insurance carriers often challenge long-term disability claims to reduce what they pay. Missing deadlines or failing to respond correctly can threaten your benefits. Speaking with a local work injury attorney early can help protect your financial security and medical coverage.

For a free consultation with a Certified Workers Compensation Lawyer, call 610-892-9300 or contact us online.

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